Commercial Collections Attorneys in Florida
COMMERCIAL COLLECTIONS
Unpaid invoices, defaulted notes and guaranties, judgments that were never paid. Speak directly with a trial attorney about recovering what your business is owed.
Trial attorneys · 60+ years combined experience · Free initial consultation
Commercial collection matters of $25,000 and up, for businesses, lenders and investors across Florida.
Tell us about the debt
Collection claims reward early action: debtors move money, other creditors line up and limitation periods keep running. Call or send the form, and an attorney reviews the contract, the invoices and what the debtor owns, then gives you an honest read on your options. No pressure, no obligation.
A direct conversation with an attorney, not an intake screener.
A straight answer on whether you have a case worth pursuing.
Clear next steps and a fee structure before you commit to anything.
Prefer to talk now? Call (305) 297-1018
Free consultation
Tell us briefly about your dispute. Your message goes directly to an attorney.
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Florida collection at a glance
Written contract and note claims generally must be filed within five years.
5 years
A Florida judgment can be enforced for up to twenty years after entry.
20 years
Judgments from other states can be recorded in Florida and enforced here.
Any state
Fee clauses in contracts and notes can shift attorney’s fees to the debtor.
Fees
Deadlines depend on the contract and the facts. Have yours reviewed early.
Collection matters we handle
Five kinds of matters make up most of the firm’s collection work, all for businesses and investors owed $25,000 or more. If yours sits between categories, call anyway; most do.
Unpaid Invoices & Open Accounts
A customer took the goods or services and stopped paying. We pursue the balance, interest and, where the contract allows, attorney’s fees, from demand letter through judgment.
A borrower defaulted on a note, or a guarantor walked away from a personal guaranty. We enforce the note and the guaranty and pursue the collateral and the guarantor’s assets.
Promissory Notes & Guaranties
You won the case but have not been paid. We record judgment liens, garnish bank accounts under chapter 77, levy on non-exempt property and use proceedings supplementary under section 56.29 to reach assets held by others.
Judgment Enforcement
A judgment from another state or a federal court can be domesticated in Florida under section 55.501 and following, then enforced like a Florida judgment. Foreign country judgments follow a separate recognition process.
Out-of-State & Foreign Judgments
The debtor moved assets to a relative, a new company or an insider to avoid paying. Florida’s fraudulent transfer act, chapter 726, lets creditors unwind those transfers and pursue the recipients.
Fraudulent Transfers
Not sure where your situation fits? Tell us who owes you, how much and what you have in writing, and an attorney will tell you where it stands.
How we work
You work with the attorney handling your case, from the first call through resolution. No layers between you and the person doing the work.
Direct attorney access
Daniel S. Smith has litigated Florida business disputes for over a decade, backed by Jose Smith's five decades of trial experience as Of Counsel.
60+ years combined experience
If a case is not worth pursuing, we tell you. Strategy is built around what can actually be collected, not around the fight itself.
Honest assessments
From demand letter through trial and appeal, your case stays with your attorney. Nothing gets handed off.
Handled personally, start to finish
What happens when you call
Call (305) 297-1018 or send the form. Your details go straight to an attorney, day or night.
1
Reach Out
We review the contract, the invoices or judgment, and what the debtor owns, then give you a candid read on your options.
2
Free Consultation
If we move forward together, you approve the strategy and the fee structure before anything is filed.
3
A Clear Plan
Collections questions, answered
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We handle commercial collection matters of $25,000 and up for businesses, lenders and investors. We do not handle consumer debt collection.
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Claims on a written contract or promissory note generally must be filed within five years in Florida, and claims on an open account or oral agreement within four (section 95.11). The clock usually starts at the default, so early review matters.
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Yes. A judgment from another state or a federal court can be recorded in Florida under the Florida Enforcement of Foreign Judgments Act and, once the objection period passes, enforced like a Florida judgment through liens, garnishment and levy.
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Florida’s fraudulent transfer act lets a creditor set aside transfers made to hinder or avoid creditors and pursue the person or company that received the assets. Proceedings supplementary under section 56.29 bring those parties into the case.
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Often, yes, if the contract, note or guaranty includes an attorney’s fees clause, which Florida enforces in favor of the prevailing party (section 57.105(7)). We review your documents at the consultation.
Get a straight answer on what you can collect and how. Free consultation with a Florida collections attorney, day or night.