Commercial Collections Attorneys in Florida
COMMERCIAL COLLECTIONS
Unpaid invoices, defaulted promissory notes, customers who stopped paying. Speak directly with a debt collection attorney about recovering what your business is owed.
Trial attorneys · 60+ years combined experience · Free initial consultation
Commercial debt collection of $25,000 and up for small and mid-sized businesses and lenders across Florida.
Tell us about the debt
Collection claims reward early action: debtors move money, other creditors line up and limitation periods keep running. Call or send the form, and a creditor rights attorney reviews the contract, the invoices and what the debtor owns, then gives you an honest read on your options. No pressure, no obligation.
A direct conversation with an attorney, not an intake screener.
A straight answer on whether you have a case worth pursuing.
Clear next steps and a fee structure before you commit to anything.
Prefer to talk now? Call (305) 297-1018
Free consultation
Tell us briefly about your dispute. Your message goes directly to an attorney.
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Florida collection at a glance
Written contract and note claims generally must be filed within five years.
5 years
Invoice and open account claims generally carry a four-year deadline.
4 years
Interest generally runs on an unpaid balance from the date it was due.
Interest
A fee clause generally cuts both ways: the losing side can owe the fees.
Fees
Deadlines depend on the contract and the facts. Have yours reviewed early.
Collection matters we handle
Our commercial collections lawyers handle five kinds of matters, all for businesses and investors owed $25,000 or more. If yours sits between categories, call anyway; most do.
Unpaid Invoices & Open Accounts
A customer took the goods or services and stopped paying. Our debt collection lawyers pursue the balance, interest and, where the contract allows, attorney’s fees, through judgment.
A borrower defaulted on a promissory note or loan, or a guarantor walked away. Our promissory note attorneys enforce the note and guaranty and pursue the collateral and the guarantor’s assets.
Promissory Notes & Guaranties
A customer, vendor or partner broke a signed agreement and stopped paying. Our commercial collections lawyers pursue the amount owed, interest and, where the contract allows, attorney’s fees.
Breached Agreements
The customer now says the work was late or defective to avoid the bill. We test that defense against the contract, the delivery records and the emails, then press the claim in court when needed.
Disputed Invoices
The debtor moved assets to a relative, a new company or an insider to avoid paying. Florida’s fraudulent transfer act, chapter 726, lets creditors unwind those transfers and pursue the recipients.
Fraudulent Transfers
Not sure where your situation fits? Tell us who owes you, how much and what you have in writing, and an attorney will tell you where it stands.
How we work
You work with the attorney handling your case, from the first call through resolution. No layers between you and the person doing the work.
Direct attorney access
Daniel S. Smith has litigated Florida business disputes for over a decade, backed by Jose Smith's five decades of trial experience as Of Counsel.
60+ years combined
If a case is not worth pursuing, we tell you. Strategy is built around what can actually be collected, not around the fight itself.
Honest assessments
From demand letter through trial and appeal, your case stays with your attorney. Nothing gets handed off.
Handled start to finish
What happens when you call
Call (305) 297-1018 or send the form. Your details go straight to an attorney, day or night.
1
Reach Out
We review the paperwork and what the debtor owns, then give you a candid read on your options.
2
Free Consultation
If we move forward together, you approve the strategy and the fee structure before anything is filed.
3
A Clear Plan
Collections questions, answered
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We handle commercial collection matters of $25,000 and up for businesses, lenders and investors. We do not handle consumer debt collection.
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Claims on a written contract or promissory note generally must be filed within five years in Florida, and claims on an open account or oral agreement within four (section 95.11). The clock usually starts at the default, so early review matters.
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A dispute over quality or price is common and does not end the claim. We review the contract, the delivery records and the communications, tell you how strong the defense looks, and advise on demand, negotiation or suit.
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Florida’s fraudulent transfer act lets a creditor set aside transfers made to hinder or avoid creditors and pursue the person or company that received the assets. Proceedings supplementary under section 56.29 bring those parties into the case.
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Often, yes, if the contract, note or guaranty includes an attorney’s fees clause, which Florida enforces in favor of the prevailing party (section 57.105(7)). We review your documents at the consultation. The same clause means a debtor who fights a valid claim and loses can end up owing your fees as well as the debt.
Get a straight answer on what you can collect and how. Free consultation with a Florida collections attorney, day or night.